Everything you need to write about Looni. Questions, interviews, demos: makingcentsai@gmail.com
Looni is a Canadian consumer-finance app built on a contrarian architecture: bank statements are parsed entirely in the user's browser — never uploaded — then reconciled to the penny against the statement's own printed totals. It finds the fees, forgotten subscriptions and interest quietly draining an account, and instead of showing dashboards, issues one instruction at a time ("Do this next"). Its flagship campaign, the Rate Fight, pools Canadian mortgage-renewal volume by region to negotiate collectively with lenders. Looni is free, with a $4.99/month Pro tier, and was built by founder Aniket Gandhi, who left his job to build it.
"Canadians are unionizing their mortgage renewals."
The Rate Fight treats renewal volume the way unions treat labour: one renewal is a customer, fifty million dollars of renewals is a negotiation.
"The money app that can't see your money."
While every fintech asks users to link their bank, Looni's parser runs on-device. There is no server-side copy of user data to breach, sell, or subpoena — a claim no data-custodian app can make.
We don't publish user or savings totals until they're real and auditable — quote us on that too.
Palette: ivory #F4EFE7 · ink #16140F · loon yellow #FFD60A · gold #E8A800. Type: Space Grotesk (numbers/UI), Fraunces italic (voice).
Aniket Gandhi is a Canadian founder who resigned from his job to build Looni after watching banks post record profits while ordinary customers paid monthly fees to store their own money. He is available for interviews on open banking in Canada, on-device privacy architecture, and collective consumer bargaining.
© 2026 Looni · An educational tool, not a licensed advisor · not a bank.