Plain-English guides to the money decisions banks quietly profit from you not understanding. No jargon, no selling, just the math they bury in the fine print.
Three months' interest vs the IRD, the Big-6 posted-rate trap that inflates penalties 3 to 10 times, and when breaking your mortgage is actually worth it.
1.15 million households renew this year. Why auto-renewing is a costly habit, and how the new no-stress-test switch rule lets you shop the whole market.
Why paying only the minimum on a $5,000 balance keeps you in debt for two decades, what it really costs in interest, and the simple switch that clears it in under three years.
Break-even math, the costs nobody mentions, and the CRA rules on what mortgage interest is and isn't deductible.
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